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Finance
The field of finance refers to the concepts of time, money and risk and how they are interrelated. The term "finance" may thus incorporate any of the following: The study of money and other assets; The management and control of those assets; Profiling and managing project risks; The science of managing money; The industry that delivers financial services. As a verb, "to finance" is to provide funds for business or for an individual's large purchases (car, home, etc.). »»
Financial services
Financial services refer to services provided by the finance industry. The finance industry encompasses a broad range of organizations that deal with the management of money. Among these organizations are banks, credit card companies, insurance companies, consumer finance companies, stock brokerages, investment funds and some government sponsored enterprises. As of 2004, the financial services industry represented 20% of the market capitalization of the S&P 500 in the United States. »»
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